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Financing Options
Find your style today and Pay over Time
12 Months Special Financing1
Subject to credit approval. Minimum monthly payments required. See below for details.
Pre-Qualify
See if you pre-qualify for a Grand Home Furnishings Credit Card
Get a decision in seconds with no impact to your credit bureau score.
Apply Now
Apply for a Grand Home Furnishings Credit Card
Get a decision in seconds with one easy application and use today if approved.
Promotional Financing Options Available In-Store and Online
No interest if paid in full within 6 months1
On purchases of up to $698.99 made with your Grand Home Furnishings credit card every day. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.
No interest if paid in full within 12 months1
On purchases of $699 or more made with your Grand Home Furnishings credit card every day. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
Grand Home Furnishings Credit Card FAQs
What is the Grand Home Furnishings Credit Card?
Grand Home Furnishings offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again online or at any Grand Home Furnishings locations. Subject to credit approval.
Grand Home Furnishings offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again online or at any Grand Home Furnishings locations. Subject to credit approval.
You can apply for a Grand Home Furnishings Credit Card by applying online or at any of our locations.
To check the status of your Grand Home Furnishings Credit Card visit mysynchrony.com. After logging into your account, you will be able to: Make a payment, View your balance, Update your account information, Schedule up to 12 payments
There are four convenient ways to pay your bill:
Available 7:30am to 12:00am, 7 days a week
There may be an additional fee to make an expedited payment by phone.
Ensure that you have plenty of time for your payment to arrive prior to the due date.
Additional in-store payment options to meet your needs
Other Lending Options
Convenient monthly payment options available with a revolving line of credit or closed end financing. (Closed end plans have financing charges built into your fixed monthly payment and a set payoff date.)
No Credit Needed/Lease to Own
Lease to own purchase options available. See your store for complete details.
Layaway Option
No credit needed and minimum monthly payment required. Must be paid in full after 120 days. 10% down payment required at time of purchase and a minimum 10% payment (on remaining balance total) is due every 30 days.
Please note: Our layaway option is the only option that does not require a credit check.
We also accept: Cash, Personal Checks, Master Card, Visa, Discover Card, American Express, Synchrony Home Card
Details and Important Disclosures
1 Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Don't have a Grand Home Furnishings Credit Card and ready to apply?
